Financing

Credit & Growth

LEDGER HEALTH SCORE

782 / 900 Excellent Credit Profile

On-time payments92%

Monthly inflow₹3.6L

GST compliance100%

WORKING CAPITAL

₹15,00,000

Approved
Rate p.a11.5%
Tenure36m
Disbursal48h
INV-1038 Pending Due Jun 10 ₹62,000
INV-1019 Overdue Overdue 12 days ₹1,15,000

Ledger health 782 / 900

Excellent · top 12% of businesses like yours · updated Monday

What makes your score

On-time payments35% weight · 46 of 50 bills paid on time92%
GST compliance25% weight · 12 of 12 returns filed on time100%
Monthly inflow20% weight · ₹3.6L avg, steady for 6 monthsGood
Overdue receivables20% weight · ₹1,53,000 overdue over 10 daysFair

Tips to improve

Collect or discount INV-1019Clears ₹1,15,000 overdue+18 File GSTR-3B before Jun 20Keeps GST compliance at 100%+6 Pay MK Suppliers on timeAvoid a late-payment mark this month+9