Payables · 8 vendors · 1 first payment pending

What gets paid, and by whom.

Established, predictable bills under your $500 ceiling pay themselves, on schedule and on the record. Anything new, large, or odd comes to you first.

Auto-paid in July

$1,462

9 bills · all under ceiling

Auto-pay ceiling

$500

yours to set, up to $2,000

New vendor waiting

$12,500

Nordic Roasting · first payment

Next manual bill

Sep 1

$2,400 rent · always yours

Vendor ledger

8 on record · 4 auto-payable

Recurring vendors on record
Vendor	Cadence	Typical amount	On record	Last paid	Status
Cascade Utilities Paid this morning — 8th consecutive, within 2% of pattern.	Monthly	≈$187	8	Aug 2 · −$187.20	Auto-payable
Petrichor Web Services	Monthly	$240.00	11	Jul 28 · −$240.00	Auto-payable
Meridian Insurance	Quarterly	$410.00	6	Aug 1 · −$410.00	Auto-payable
Blue Bottle Wholesale	About every two weeks	≈$310	14	Aug 2 · −$312.40	Auto-payable
Peak Courier A Jul 22 charge of $142 ran +49% above pattern — held, then approved by you Jul 23.	Monthly	≈$95	7	Jul 29 · −$95.00	Watch
Harbor Street Studio Rent — above even the $2,000 ceiling maximum. Next due Sep 1.	Monthly	$2,400.00	12	Jul 30 · −$2,400.00	Always manual
Roastery Supply Co. Charged twice on Jul 30 — the pair is held in Approvals as a possible duplicate.	Irregular	≈$890	5	—	In Approvals
Nordic Roasting Equipment First invoice #NR-1181, due Aug 8 — waiting in Approvals.	—	$12,500.00	0	—	New vendor

How auto-pay decides

Rails, in plain language

The auto-pay rules

Four rules stand between your account and any bill. All four must clear before a payment goes out without you.

Pattern: At least two prior matching charges from the same vendor before a bill is auto-payable.
Ceiling: $500 per bill by default — never above your setting.
Deviation: A charge more than 15% off its history is treated as a brand-new decision, whatever the amount.
First payments: A vendor’s first payment is always yours — a permanent rail, not a setting.

Set your ceiling in Autonomy

A recent catch

From the record

On Jul 22, Peak Courier charged $142 against a pattern of about $95 — a swing of +49%. Keel held it as a new decision instead of auto-paying. You approved it on Jul 23, and the exception is on file in the Activity log.

The deviation rule, doing its job: nothing odd goes out quietly.

A note on scope: Keel never makes net-new one-off outbound payments — only recurring bills you’ve established, under the rules you set in Autonomy.